The Mirador Platform

Mirador’s leading digital lending platform powers a new type of relationship between small businesses
and lenders, enabling banks to decision loans in 24 hours or less. 

An omnichannel, digital platform with fast, easy digital loan application

Implement a best-in-industry digital lending platform to ‘wow’ your lending team and borrowers. Supports the complete lending process from a fast, efficient loan application process through loan application routing and decisioning, application tracking and business reporting to help manage your lending business.

Most comprehensive loan type coverage

The Mirador digital lending platform supports the following business loan types:

•  Line of Credit

•  Term Loans

•  Commercial Real Estate Loans

•  Business Credit Cards

•  Equipment Purchase

•  SBA Microloan, SBA 7a, SBA Community Advantage, SBA 504

First platform with a decision engine seamlessly connected to a digital loan application

Primarily designed for term loans and line of credit loans of $250k and below, decisioning delivers efficiencies gained by eliminating or minimizing paper-based processes. When combined with the Mirador Platform loan application and auto-routing, the entire loan process is automated, enabling a fast and efficient loan process.

Auto-routing enables rule-based loan routing

Loans submitted via the web can be automatically routed via pre-set rules. Rules can be granular to the branch level, for instance, where a zip code automatically routes the loan to the correct branch. When used together, auto-routing and decisioning can mean that certain loan applications originated in Mirador can be digitally routed, processed and approved within minutes.

Expanded collaboration
and borrower engagement

The loan overview section highlights a snapshot of the borrower’s application data and uses the unique Mirador stoplights to power the seamless engagement and collaboration between borrowers and lenders. Lenders can easily request new documents or information and both lenders and borrowers can easily see activity on the loan as it moves through the process.


Unique dashboard cards visually display borrower queue

The visual nature of the Mirador Platform gives lenders a transparent and integrated view of their current loan queue. The dashboard cards showcase an overview of the in-process loan applications in an easy, at-a-glance format. Lenders are able to adapt the loan review workflow to existing processes.

Extensive reporting drives actionable insights

Over fifteen detailed report options are available to give lenders a detailed view into borrowers and the loan management process. Specific data available includes submit time, loan activity, credit spreads and open/submit loans. Lenders can explore borrower engagement throughout the loan application process, and enhance loan marketing by understanding specific loan type popularity.