Is It Really the Regulators’ Fault? How to Fix the Bad Big-Bank Experience.

Is It Really the Regulators’ Fault? How to Fix the Bad Big-Bank Experience. Even with significant resources at their disposal, big banks still struggle to crack the code on optimal customer experience. Why? It’s tough work that requires innovation and creative freedom to test new concepts. And too often regulators are used as an excuse […]

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Congress Looks to Fintech to Solve Small Business Capital Access Concerns

Congress Looks to Fintech to Solve Small Business Capital Access Concerns   On Thursday, October 26th, Mirador CEO, Trevor Dryer, testified before the House Small Business Subcommittee on Economic Growth, Tax, and Capital Access in a hearing titled, “Financing through Fintech:  Online Lending’s Role in Improving Small Business Capital Access.”  During his testimony, Dryer discussed […]

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Last Month in D.C.

Small business lending continues as a favorite topic with policymakers in Washington, DC.  As the Trump Administration adds staff and nominates individuals for key policy positions, some key posts were vacated this month.  Discussion on the future of the Consumer Financial Protection Bureau persist while the Bureau pushes forward with their efforts to obtain data […]

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Mirador CEO Quoted in Letter from Rep. Velazquez and Sen. Shaheen

Our recent op-ed, Killing CDFIs would make a bad situation worse for businesses, was featured  in an open letter from Representative Velazquez and Senator Shaheen to Steven Mnuchin, Secretary, Department of the Treasury, and Mick Mulvaney, Director, Office of Management of Budget. The letter detailed the concerns of the congresswomen and their constituents, specifically the concern […]

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CDFIs Saved By Congress

Despite interest from the Trump White House in ending Treasury funding for CDFIs, the Congress passed a 2017 funding measure that not only continues funding CDFIs, but also boosted the available funds for the federal revolving loan fund used by these entities. The bill passed by Congress was sent to the President and signed into […]

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