Responsible Innovation in Banking and Lending

Mirador is a leader in bringing innovative lending solutions to banks and regulated institutions. We are dedicated to helping these financial institutions serve their communities and enable them to prudently increase their small business lending with our services and technology, while satisfying their regulatory requirements.   Recently the Office of Comptroller of the Currency (OCC) of […]

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Trouble for Marketplace Lenders Creates Opportunities for Banks – 3 Ways to Benefit

Alternative lenders like OnDeck, Prosper, and LendingClub have run into some real trouble lately. LendingClub’s situation is the most widely publicized–and the most serious, given that its CEO resigned amid questions about altering millions of dollars’ worth of loan applications. But the troubles in the sector go deeper than issues at one well-known company. Layoffs at Prosper, […]

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Google Adwords Introduces Policies to Protect Borrowers

Google Adwords has just introduced new guidelines regarding the promotion of personal loans on the world’s largest search engine. Advertisers that promote loans, including financial institutions, marketplace lenders, and lead generators must make consistent disclosures about loan terms and cost.   The details are outlined in Google’s new Financial Services Policy, specifically related to personal […]

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