OpEd Published in BankThink

This article originally appeared in American Banker on April 21, 2017. Link. BankThink: Killing CDFIs would make a bad situation worse for small business By Trevor Dryer Small-business growth and job creation positively impacts the U.S. economy, but a gap exists in small businesses’ access to cost-effective credit, hurting their ability to subsist, much less […]

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The Future of the CFPB

Of all the questions looming after Election Day, for the financial services industry the biggest question of all is:  What happens to the Consumer Financial Protection Bureau (CFPB)? During the campaign, President Donald Trump touted his plans to dismantle Dodd-Frank, but never specifically addressed the CFPB.  Facing a recent court decision questioning the Constitutionality of […]

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Mirador Partners with 2 of Top 13 Microlenders

Mirador is proud to partner with CDC Small Business Finance Corp and NYBDC’s Excelsior Growth Fund. NerdWallet recently listed them among two of of the 13 top sources of nonprofit financing according to the U.S. Small Business Administration and the Aspen Institute. Three of the leaders in nonprofit financing are streamlining the lending process through Mirador’s […]

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Fintech Regulatory Update: December 2016

Fintech innovation operates in an ever-evolving financial regulatory landscape. Regulators are stepping up scrutiny of non-banks, particularly marketplace lenders, even as the new Consumer Financial Protection Bureau (CFPB) establishes its mandate and rules. This shifting landscape carries regulatory implications for traditional banks weighing fintech partnerships. In this blog series, Mirador will recap the latest regulatory […]

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The Future is Now: Artificial Intelligence (AI) is Already Disrupting Banking

“AI’s disruption of banking is inevitable–for better or worse.’ So claims a recent column in American Banker. It’s a bold, maybe even alarming statement. But what does it really mean? Artificial intelligence is a branch of computer science aimed at making computers think more like people. In particular, AI aims to make computers learn, so […]

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Fintech Regulatory Updates: October 27, 2016

Fintech innovation operates in an ever-evolving financial regulatory landscape. Regulators are stepping up scrutiny of non-banks, particularly marketplace lenders, even as the new Consumer Financial Protection Bureau (CFPB) establishes its mandate and rules. This shifting landscape carries regulatory implications for traditional banks weighing fintech partnerships. In this blog series, Mirador will recap the latest regulatory […]

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How Mobile-Friendly is Your Small Business Lending Program?

Recently the alternative lender Kabbage launched a new app that makes the entire small business loan origination process mobile–and completely automatic. Using this app, small business owners can apply for a loan directly from their mobile phones. The application, identity verification, and approval processes are completely automated. Qualified borrowers are approved in seconds, literally. The […]

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