Fintech Regulatory Update: December 2016

Fintech innovation operates in an ever-evolving financial regulatory landscape. Regulators are stepping up scrutiny of non-banks, particularly marketplace lenders, even as the new Consumer Financial Protection Bureau (CFPB) establishes its mandate and rules. This shifting landscape carries regulatory implications for traditional banks weighing fintech partnerships. In this blog series, Mirador will recap the latest regulatory […]

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The Future is Now: Artificial Intelligence (AI) is Already Disrupting Banking

“AI’s disruption of banking is inevitable–for better or worse.’ So claims a recent column in American Banker. It’s a bold, maybe even alarming statement. But what does it really mean? Artificial intelligence is a branch of computer science aimed at making computers think more like people. In particular, AI aims to make computers learn, so […]

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Fintech Regulatory Updates: October 27, 2016

Fintech innovation operates in an ever-evolving financial regulatory landscape. Regulators are stepping up scrutiny of non-banks, particularly marketplace lenders, even as the new Consumer Financial Protection Bureau (CFPB) establishes its mandate and rules. This shifting landscape carries regulatory implications for traditional banks weighing fintech partnerships. In this blog series, Mirador will recap the latest regulatory […]

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How Mobile-Friendly is Your Small Business Lending Program?

Recently the alternative lender Kabbage launched a new app that makes the entire small business loan origination process mobile–and completely automatic. Using this app, small business owners can apply for a loan directly from their mobile phones. The application, identity verification, and approval processes are completely automated. Qualified borrowers are approved in seconds, literally. The […]

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If You Can’t Beat ‘Em, Join ‘Em: Banks Embrace Fintech Innovation

In the confusion after the 2008 market crash, new, innovative financial players cropped up and started nibbling at the edges of several profitable markets, including consumer lending, investment management, and small business lending. Now that nibbling is starting to turn into bigger and bigger bites–and banks are starting to take notice. Non-bank originators already hold […]

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Fintech Regulatory Updates: September 12, 2016

Fintech innovation operates in an ever-evolving financial regulatory landscape. Regulators are stepping up scrutiny of non-banks, particularly marketplace lenders, even as the new Consumer Financial Protection Bureau (CFPB) establishes its mandate and rules. This shifting landscape carries regulatory implications for traditional banks weighing fintech partnerships. In this blog series, Mirador will recap the latest regulatory […]

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